In Richmond, a high-powered lobby stalls new rules on high-rate loans

In Richmond, a high-powered lobby stalls new rules on high-rate loans

Del. David Yancey endured before a panel of their peers because they considered one of his true bills.

The legislation aimed to tackle high-interest-rate end that is open of credit, designed to use a decades-old loophole in Virginia’s usury legislation originally meant to allow stores to provide charge cards. They charge triple-digit rates of interest, and financial obligation can balloon if borrowers just make their fundamental payments that are monthly.

Within five full minutes, the people in the House of Delegates’ Commerce and Labor Committee voted from the bill. It couldn’t allow it to be to the House that is full for consideration.

The January 2015 vote was a small victory to Yancey, a Newport News Republican.

“The very first time I attempted, i really couldn’t even get a motion,” he told the constant Press during the time. “Last 12 months, i obtained a movement, but no 2nd. This at the least they voted. year”

He continued, “I’m just planning to carry on trying.”

And then he has, every since — with no better luck year. Continue reading “In Richmond, a high-powered lobby stalls new rules on high-rate loans”

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